Wondering how you’ll be able to buy your own home with one income and dependants?
Owning your own home as a solo mum
With Amie Parker from She’s Got the Keys Mortgage Solutions.
For some women, owning their own home can feel like a distant dream. There can be an assumption that buying on one income, particularly with children or plans to become a mum, automatically means home ownership is out of reach.
In this expert session, we’re joined by mortgage broker Amie Parker from She’s Got the Keys Mortgage Solutions.
You do not need to be ready to buy tomorrow. This session is designed to help you understand the landscape and make more informed decisions about what home ownership could look like for you.
Amie will explain how lenders generally assess home loan applications and some of the factors that can influence borrowing capacity and serviceability, including income, living expenses, existing debts, dependants, your deposit and lender policy.
She’ll also cover the upfront costs home buyers need to plan for, why your maximum borrowing capacity isn’t necessarily the same as your personal home-buying budget, and some of the things worth considering when preparing financially for home ownership.
The session will also explore how you can approach buying a home in a way that takes into account not just the loan itself, but the lifestyle and financial flexibility you want for yourself and your family.
In this session, we’ll talk about:
what lenders actually look at when assessing a home loan application
how single incomes, dependants and living expenses can affect borrowing capacity
why one bank saying no does not necessarily mean every lender will
how lender policies can differ around maternity leave and returning to work
what happens if your circumstances change through redundancy or financial hardship
how to think about the amount you could borrow versus the amount that genuinely works for your life
deposits, upfront costs and other expenses to plan for
practical property choices when you are buying and maintaining a home on your own
how childcare, support networks, commute and property maintenance can factor into the right home for your family
things you can start doing now if buying is a future goal rather than an immediate one
This session provides general information and education only. Individual borrowing capacity, eligibility and home loan options depend on your personal circumstances and lender requirements.
Our Expert - Amie Parker - She’s Got the Keys Mortgage Solutions
Amie Parker is the owner and mortgage broker behind She’s Got the Keys Mortgage Solutions.
With a strong focus on home lending, Amie helps clients understand their borrowing options, navigate lender policy and structure home loans around their real-life goals and circumstances.
She is particularly passionate about supporting solo mums by choice to feel informed and confident when planning for home ownership and navigating the financial changes that can come with growing a family on a single income.
In this session, Amie will help unpack some of the questions solo mums often have about borrowing capacity, dependants, maternity leave, lender policies and what to consider when planning for home ownership.
Join this session:
Already an SMS member? You’re in — this session and recording are included:
Before you buy the $29.99 ticket…
There’s another option worth knowing about.
Solo Mum Society Foundation Membership is currently $29.99/month — the same price as the live session + recording ticket.
And this expert session isn’t an added extra. It’s included in your membership.
As a Solo Mum Society member, you’ll get:
this Home Loan Expert Session live
the recording added to your member library
access to the existing expert-session library
future monthly expert sessions
fortnightly connection calls with other solo mums
the private Solo Mum Society community
specialist and state-based connection spaces as the community grows
member offers and benefits
Foundation Membership is available to the first 50 members at $29.99/month, locked in while your membership remains active.
Once Foundation Membership closes, standard membership will be $49.99/month.
So if you’re already a Solo Mum by Choice and you’d like more than this one session, have a look at membership before buying your ticket.